As the United States recovers from the financial disaster over the previous couple of years, we're as soon as once more seeing development within the acquisition and switch of properties. The points that come up from the sale or buy of those properties at occasions might be a Pandora's Box. #homeinsurance#houseinsurance#Insuring#Liability#Pollution#Property#site
Laundry is part of life’s weekly grind. But did you know that dryers cause roughly 15,500 home structure fires, 29 deaths, 400 injuries and $192 million in direct property loss each year? What’s more, most dryer fires happen in the winter.
WHAT CAN CAUSE A DRYER FIRE?
The most common cause of dryer fires is failure to do a thorough cleaning. Because a lint trap is not a foolproof method for catching all the fuzzy stuff from clothes, lint can gradually build up and catch fire in the heating element or exhaust duct.
Anyone watching Martin Lewis tonight?? It’s true, sometimes your home insurance does jump in price each year on renewal. Luckily I offer my clients a home insurance policy that has a “rebroke” function, which means we automatically look for the best price each year at renewal with keeping the policy the exact same! My clients don’t have to do a single thing 👍🏻
60 Laurel Ave, Kearny | $549,900
Arlington Section Renovated 2 family house in Roosevelt school dist. First and second floor have a living room, dining room, modern kitchen, full bathroom and 2 bedrooms. Second floor unit has a sun porch and an additional 3rd floor. The 3rd floor consists of 2 bedrooms, family room, and full bathroom. unfinished basement, separate heat, long driveway and 2 car garage.
Great words of wisdom from the great Martin Luther King Jr.
Always do what is right.
18218 hours ago
Once you’re settled into paying your mortgage and got used to your new outgoings, you may find that you have a bit more disposable cash than you first thought.
• What are the benefits of overpaying?
There are two main incentives to overpaying on your mortgage:
* Pay less interest and more capital off
* Lower the length of your mortgage
* Could save you money over time
By paying as little as £100 extra a month, you could significantly reduce the term of your mortgage. For example, if you have a £100,000 mortgage over 25 years with an interest rate of 4%, and you pay off an extra £100 a month, you could reduce your mortgage term by 6 years and save £15,534 on interest.
Just be aware that some lenders may charge an early repayment fee, so it’s worth sitting down with your mortgage adviser to see if the overpayment charge outweighs the other benefits of making overpayments.
• Should I overpay or reduce my term?
Whether you choose to overpay your mortgage or reduce your mortgage term, you’ll probably be seeking the same outcome: to pay more money off your mortgage each month, meaning in the long term, your interest rate stays low and you pay off your mortgage sooner.
• Making overpayments
If you’re considering making an overpayment on your mortgage, the best thing to do is speak directly with your lender.
You can make changes to your overpayments at any time, whether this is to reduce or increase them. For instance, if you get engaged and suddenly need that extra cash to save for a wedding, you can reduce your overpayments or revert to your original mortgage payment.
To understand more about how overpayments works, I’ll be more than happy to help.
📞 07572 580920
📧 [email protected]
15018 hours ago
A sneak peek at a single family home coming to the Kearny market!!😊